Commercial Vehicle Finance

We offer multi-faceted, custom-made vehicle financing options that reconcile with all your needs and requirements because you, the individual are the center of our universe.

Sakthi Finance provides vehicle financing to meet customer needs and we offer a wide range of products and services to suit your requirements. We can customize our financial solutions based on your needs with speed and flexibility.

For commercial vehicle financing that’s right for you, visit our customer service points (CSP) or branches and experience the difference.

We provide Funding For

Primarily, we are into Used Commercial Vehicle Finance. However, for select profiles, we fund for New Commercial Vehicles also.

Key Features & Benefits

Minimal Documentation
Faster Turnaround
Affordable EMIs
Doorstep Service
Attractive Interest Rates
Flexible Schemes
Customer Satisfaction

Eligibility Criteria

Minimum 21 years of Age
Not to exceed 65 years at the end of Loan Tenor
2 years of Transport / Business Experience
Immovable Holdings
Proposed Vehicle Records in order
External / Internal Guarantor

Required Documents

  • KYCs
  • Loan Application & Loan Agreement
  • Proposed Vehicular Records
  • Income proof / Business Experience proof
  • Bank Statements for last 6 months (wherever applicable)
  • Details of Existing Vehicles / Fleet list (In case of Vehicle ownership)
  • Repayment Track Record of Existing Vehicle (In case of vehicle ownership)

Interest Rates, Charges and Tenure

Interest Rates: Best Rates in the Industry

Charges: Reasonable Charges

Tenure: 12 months to 48 months

Assets Covered

10 years

All Standard Commercial Vehicles which is less than 10 years old.


Purchase of Used Commercial Vehicles

Refinance against Existing Commercial Vehicles

Third party Settlements



Yes, Subject to meeting the minimum requirements as given in Eligibility Criteria.
Equated Monthly Instalment consisting of both Principle and Interest.
Depends on the Loan Amount and Tenor, EMIs can be structured based on the customer’s requirements for the Approved Rate of Interest.
Repayment Tenure can range between 12 months to 48 months.
Amount of Finance depends on the Make and Model of the Vehicle / Asset Proposed. We offer up to 85% Loan on the cost / Value of the Asset.
That Depends on Customer profile with respect to Business Experience, Assets owned, Financial Strength, Bank Cash Flows and Proposed Value of the asset.

-Pls visit our website and place your request, our Executive will get in touch with you at the earliest. OR
-Can call our Toll free number 1800 1030 120 for your requirements. OR
-May walk into our Nearest branch and meet our Executive / Manager who will help you.

Yes, we require either Internal or an External Guarantor depending on the profile of the customer.
Yes, can be considered subject to this residence being a Owned accommodation.